XD's digital consulting teams specialize in defining digital strategy for banks and enterprises. Consultants map business KPIs and create multi-year digital strategy and innovation roadmaps to meet long-term digital objectives.
XD's digital PMO setup and operational services help maintain people, process, technology and innovation excellence through a tailor-made digital PMO model.
XD offers frictionless digital onboarding journeys for retail, corporate and SME customers, helping banks onboard new customers swiftly and with minimal manual effort.
The solution supports assisted and unassisted onboarding, straight-through processing and manual eKYC approvals across multiple customer segments.
XD's retail banking solution empowers banks to deliver seamless and personalized experiences to their retail customers through intuitive interfaces and robust functionality.
Retailworkx helps banks digitize services quickly, launch innovative journeys and reduce cost while creating new revenue opportunities.
XD offers digital business banking capabilities to help banks serve small and medium enterprises through a pre-integrated, ready-to-deploy SME business banking solution.
The solution streamlines business operations, boosts profitability and improves SME customer experience.
XD's corporate banking solution, corporateworkx, is a state-of-the-art digital corporate banking solution for medium and large corporate segments.
It includes virtual accounts, trade finance, cash management, analytics and a 360-degree view of corporate banking needs.
The solution enables seamless integration and helps banks empower corporate customers with convenience, efficiency and modern functionality.
XD's loan origination solution modernizes lending processes through an all-inclusive platform. Loanworkx helps banks streamline origination, reduce manual effort and make informed lending decisions.
XD's digital mortgage solution provides end-to-end mortgage application capture and a flexible backend processing engine for automated and manual approval journeys.
It supports unique journeys for different segments, including credit solicitation, fraud prevention, loan fulfilment and collaboration across mortgage teams.
The open API platform supports integration with internal and external third-party APIs for smooth customer experiences.
XD's B2B business banking solution supports corporate business-to-business payments through automated integration with backend payment systems.
It includes workflows, approvals, compliance support and real-time dashboards for banks and corporate customers.
The accelerator helps institutions streamline and monitor bulk business payments with measurable time-to-value.
XD offers an AI-enabled conversational banking solution that keeps banks connected with customers across banking applications and messaging platforms.
The solution uses omni-channel conversational experiences to improve engagement, personalize service and connect support with digital banking journeys.
XD's digital branch solution automates branch-related processes into digital channels for relationship managers, tellers, branch managers and sales teams.
It reduces paperwork, replaces manual processes and improves cost effectiveness, efficiency and customer experience.
Xpert Digital helps banks offer pension and superannuation solutions with seamless omni-channel journeys from account opening to retirement.
The solution combines digital technology with industry understanding to improve member experiences and back-office efficiency.
XD's insurance digital solution bridges traditional insurance processes and modern customer expectations.
It digitizes issuance, approval, due diligence and underwriting through a pre-integrated end-to-end insurance journey.
To support the needs of unbanked populations, XD offers walletworkx, a mobile wallet solution that helps banks increase financial inclusion and provide convenient alternate payment mechanisms.
Wallet accounts include simple onboarding, financing payments and hassle-free wallet payment experiences.
Xpert Digital offers identity and access management solutions that help secure digital and omni-channel banking products.
The solution protects banking channels, reduces fraud risk and helps customers feel safer while using digital banking services.
Xpert Digital advises customers on cloud banking needs, infrastructure strategy and hybrid public cloud setup.
XD's cloud banking model supports scalability, optimization, governance, security and future-ready technology adoption.